Commercial Insurance
Protect Your Business with Commercial Insurance You Can Trust
Since 1946, Dorsey Insurance Agency has safeguarded businesses, people, property and profits with customized coverage
Insurance Tailored To You
Need some advice? Our team with decades of experience will customize a plan that fits your unique needs. Give us a call today and we’ll walk you through it.
The Dorsey Agency: Securing and Protecting Businesses Since 1946
Running a business comes with risks — property damage, liability claims, employee injuries, or unexpected disruptions. At Dorsey Insurance Agency, we understand that no two businesses face the same challenges. Since 1946, we’ve been helping Louisiana businesses — from small startups to established enterprises — protect what matters most with customized commercial insurance solutions. As an independent agency licensed in all 50 states, we compare policies across multiple carriers to secure the right coverage at the best price, keeping your bottom line and peace of mind in focus.
Types of Commercial Insurance
At Dorsey Insurance Agency, we know every business faces different risks. That’s why we offer a wide range of commercial insurance options — whether you need protection for your property, your employees, or the unique demands of your industry.
Property & Liability Coverage
- General Liability Insurance – Protects your business from lawsuits related to accidents, injuries, or property damage.
- Commercial Property Insurance – Covers your building, equipment, and inventory against damage or loss.
- Business Interruption Insurance – Helps replace lost income if operations are disrupted due to covered events.
Employee & Workforce Protection
- Workers’ Compensation Insurance – Provides medical benefits and wage replacement for employees injured on the job.
- Employee Benefits Packages – Customized health and life insurance solutions to help attract and retain talent.
- Professional Liability (Errors & Omissions) – Protects against claims of negligence, mistakes, or professional errors.
Vehicles & Equipment
- Commercial Auto Insurance – Covers company vehicles and drivers on the road.
- Inland Marine Insurance – Protects equipment, tools, and materials in transit or on job sites.
- Equipment Coverage – Safeguards your specialized machinery against damage or breakdown.
Specialty & Industry-Specific Coverage
- Construction Insurance – Tailored coverage for contractors and builders.
- Oil & Gas Insurance – Protection designed for high-risk energy operations.
- Marine Insurance – Coverage for vessels, cargo, and maritime operations.
- Hospitality & Retail Insurance – Safeguards restaurants, shops, and service businesses from liability and property risks.
- Aviation Insurance – Provides specialized coverage for aircraft and aviation businesses.
Why Choose Dorsey Insurance Agency
Choosing the right insurance partner can make all the difference in protecting your business. At Dorsey Insurance Agency, we go beyond selling policies — we build relationships that give business owners confidence and peace of mind.
- Independent & Unbiased – We’re not tied to one provider. We compare policies from multiple carriers to secure the right coverage at the best price.
- Decades of Experience – Since 1946, we’ve helped Louisiana businesses — from small family shops to large enterprises — protect what they’ve built.
- Industry Expertise – Whether you work in construction, marine, oil & gas, retail, or beyond, we understand the unique risks of your field.
- Personalized Service – Our team takes the time to understand your business and tailor solutions, so you’re never stuck with cookie-cutter coverage.
- Local Roots, National Reach – Proudly serving Acadiana and licensed in all 50 states, we combine Southern hospitality with broad market access.
- Responsive Support – From policy setup to claims, we’re always a phone call away to help your business stay protected.
Want To Know More? Contact Us Or Request A Quote.
Our team has decades of experience. We work for you, not the insurance providers.
Commercial Insurance We Provide
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The best insurance for small businesses is general liability insurance, which covers property damage, bodily injury, and legal costs. For broader protection, small businesses should also consider professional liability, workers’ compensation, and a business owner’s policy (BOP), which combines key coverages into one plan.
Yes, you need business insurance even if you have an LLC. An LLC protects your personal assets, but it does not cover business liabilities like lawsuits, property damage, or employee injuries. Business insurance fills these gaps and ensures financial protection against operational risks.
Yes, business insurance is a tax write-off. The IRS allows you to deduct premiums for business-related insurance, including general liability, professional liability, and workers’ compensation. These expenses are considered ordinary and necessary costs of operating a business and reduce your taxable income.