Commercial Boat Insurance

Protect your business on the water with commercial boat insurance.

Since 1946, we’ve helped families across Acadiana and nationwide find the right coverage with a personal touch.

Insurance Tailored To You

From charter operators to fishing fleets, Dorsey Insurance Agency helps businesses secure coverage designed for safety, compliance, and peace of mind.

Serving Individuals, Families, and Communities Since 1946

Running a business on the water comes with unique risks — from vessel damage and liability claims to crew safety and cargo loss. Standard recreational policies aren’t enough. That’s why you need commercial boating insurance built for business operations.

At Dorsey Insurance Agency, we specialize in helping businesses find the right protection. Whether you’re running a fishing fleet, towing service, or tour operation, our independent team shops multiple carriers to provide reliable boat commercial insurance at competitive rates.

What is Commercial Boat Insurance?

Commercial boat insurance is coverage designed specifically for vessels used in business operations. Unlike personal boat insurance, these policies address the financial risks of transporting passengers, protecting crew, or moving goods across waterways.

From charter boat insurance to commercial fishing boat insurance, we’ll help you understand your options and build a plan that fits your operation.

What Does Commercial Boat Insurance Cover?

Coverage can be customized to your business, but most policies include:

Hull & Equipment Coverage – Protects your vessel from collision, storm, or fire damage.
Liability Protection – Covers passengers, crew, or third parties in case of accidents.
Cargo Coverage – Safeguards goods transported by your vessel.
Towing & Assistance – Many policies include commercial boat towing insurance for emergency breakdowns.

Types of Commercial Vessels Covered

Charter Operators – From sightseeing tours to boat insurance for charter businesses, we help you stay compliant and protected.
Fishing Vessels – Comprehensive commercial fishing boat insurance for trawlers, crabbers, and other working boats.
Charter Lakes Boat Insurance – Coverage for companies operating in lakes and inland waterways.
Tow & Service Boats – Specialized tow boat insurance and coverage for salvage operations.
Canal Boats – Policies tailored to operators needing canal boat insurance.
Passenger Vessels – Full boat charter insurance and commercial charter boat insurance for businesses carrying guests.

Benefits of Having the Right Coverage

Protect your vessels, cargo, and crew against costly risks.
Cover liability claims from passengers, clients, or third parties.
Meet state, federal, and maritime compliance requirements.
Secure your business’s long-term financial stability.

Risks of Not Having Coverage

Without proper commercial boat insurance, you may face:

Paying out of pocket for vessel repairs or replacement.
Full liability for crew or passenger injuries.
No coverage for salvage operations or towing needs.
Business downtime and lost income after accidents.

How We Help You Find the Right Policy

At Dorsey Insurance Agency, we make it simple:

Learn About Your Operations – Fishing, towing, passenger charters, or cargo transport.
Compare Policies – As an independent broker, we access multiple carriers for the best terms.
Tailor Your Coverage – From charter fishing boat insurance to commercial charter boat insurance, we design protection around your needs.

With decades of experience in Louisiana and licensing nationwide, we’re your trusted partner for commercial boating insurance.