Small Business Insurance
Protect your business, employees, and future with small business insurance.
Since 1946, we’ve helped families across Acadiana and nationwide find the right coverage with a personal touch.
Insurance Tailored To You
From liability to property and employee protection, Dorsey Insurance Agency helps Louisiana entrepreneurs and business owners find the right coverage at the right price. Contact our team!
Serving Individuals, Families, and Communities Since 1946
Running a business takes time, dedication, and investment — but one unexpected event can put it all at risk. That’s why small business insurance is essential. Whether it’s a customer injury, damaged property, or an employee accident, the right policy protects your operations and your livelihood.
At Dorsey Insurance Agency, we specialize in helping entrepreneurs and local companies find insurance for small business that fits their needs and budget. As an independent agency, we compare multiple carriers to deliver the best small business insurance available — customized for your industry, your risks, and your growth goals.
What Is Small Business Insurance?
If you’ve ever asked, “What exactly is small business insurance?” — it’s a collection of coverages designed to protect your business from financial loss. A typical package may include general liability insurance for small business, commercial property coverage, workers compensation, and more.
Many business owners choose a Business Owner’s Policy (BOP), which bundles the most common protections into a single, affordable plan. Whether you’re just getting started or expanding your company, insurance for small businesses helps keep you secure and compliant.
What Does Small Business Insurance Cover?
Every business is unique, but most policies cover the essentials:
- General Liability – Covers bodily injury, property damage, and legal costs if a customer or client files a claim.
- Commercial Property – Protects your building, tools, and inventory against fire, theft, or storms.
- Workers Compensation – Covers medical bills and lost wages for on-the-job injuries.
- Professional Liability – Protects against errors, omissions, or claims of negligence.
- Business Interruption – Helps replace lost income after covered events.
- Cyber Liability – Safeguards your business from data breaches and cyberattacks.
If you have employees, we can also help you find medical insurance for small business plans to protect your team and meet employer requirements.
Who Needs Small Business Insurance?
Nearly every company can benefit from insurance for small business — including:
- Contractors and tradesmen
- Retail shops and restaurants
- Healthcare practices and clinics
- Professional offices (law, accounting, consulting)
- Tech startups and e-commerce businesses
- Home-based or mobile operations
Even one-person operations need liability insurance for small businesses to protect against customer injuries or contract disputes.
Types of Small Business Insurance Policies
At Dorsey Insurance Agency, we help you find and customize policies such as:
- Business Owner’s Policy (BOP)
- Liability insurance for small business
- Commercial Property Insurance
- General liability insurance for small business
- Professional Liability (E&O)
- Commercial Auto Insurance
- Workers comp insurance for small business
- Cyber Liability
- Umbrella Coverage
Benefits of Having the Right Coverage
- Protects your building, tools, and income.
- Shields you from lawsuits or liability claims.
- Meets state and contractual insurance requirements.
- Builds credibility and trust with clients.
- Provides peace of mind to focus on growth.
Risks of Not Having Coverage
Without small business general liability insurance and related protections, you could face:
- Paying out-of-pocket for legal fees or property damage.
- Business closure after fires, theft, or natural disasters.
- Loss of contracts that require proof of insurance.
- Heavy fines for lacking workers comp insurance for small business.
How We Help You Find the Right Policy
Our process is simple, transparent, and tailored to you:
- Assess Your Business – We learn about your operations, employees, and risks.
- Compare Carriers – As an independent agency, we shop top providers for the best small business insurance options.
- Customize Your Coverage – Bundle property, liability, and employee protection for maximum value.
Whether you’re opening your doors or scaling statewide, we help you protect what you’ve built — with attention, experience, and southern hospitality.
Want To Know More? Contact Us Or Request A Quote.
Your business deserves protection as strong as your work ethic. Let Dorsey Insurance Agency help you find the coverage that fits.
Commercial Insurance We Provide
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Small business insurance costs between $500 and $2,500 per year, depending on the type of coverage, industry, location, number of employees, and revenue. General liability insurance is the most common and typically costs around $50 per month. Bundled policies like BOPs may offer broader protection at discounted rates.