Government & Municipalities

Protecting public institutions, employees, and communities since 1946. We serve the people who serve us.

Protecting Those Who Serve

From first responders to public employees, we provide coverage that safeguards the people who dedicate their lives to serving our communities.

The Dorsey Agency: Protecting Communities with Confidence

At Dorsey Insurance Agency, we understand the responsibility that comes with serving the public. Since 1946, we’ve partnered with local governments and public institutions across Louisiana and beyond to deliver reliable, cost-effective coverage tailored to their needs. As an independent agency, we have access to multiple carriers — including those that specialize in public sector coverage — allowing us to compare policies and secure the right protection at the best value. We can cover the following:

Cities
Towns
Villages
Water districts
Sewage districts
Pollution Coverage

And More…

Types of Insurance

Every government entity carries unique responsibilities — from managing public facilities to protecting employees and citizens. At Dorsey Insurance Agency, we provide a wide range of municipal insurance options to ensure that your operations, assets, and people are covered.

Property & Infrastructure Coverage

Public Property Insurance – Protects city halls, schools, libraries, and other government-owned buildings from damage or loss.
Equipment & Vehicle Coverage – Covers municipal fleets, emergency vehicles, and essential equipment.
Business Interruption Insurance – Helps maintain financial stability if operations are disrupted by a covered event.

Liability Coverage

General Liability Insurance – Protects against lawsuits related to accidents, injuries, or property damage.
Law Enforcement Liability – Specialized coverage for police departments, ensuring protection against claims tied to law enforcement activities.
Errors & Omissions (E&O) – Protects public officials and employees against claims of mismanagement or negligence.
Cyber Liability Insurance – Covers financial losses from data breaches or cyberattacks targeting government systems.

Employee & Workforce Protection

Workers’ Compensation – Provides medical and wage benefits to government employees injured on the job.
Employee Benefits Packages – Tailored health, disability, and life insurance to support public-sector staff.
Employment Practices Liability – Protects against claims related to hiring, workplace conduct, or termination.

Specialty & Community-Focused Coverage

Flood & Disaster Recovery – Ensures municipalities can recover quickly after hurricanes, floods, or other natural disasters.
Public Event Insurance – Covers liability and risks associated with community festivals, parades, and civic gatherings.
Surety & Performance Bonds – Provides financial assurance for public contracts and infrastructure projects.

Why Choose Dorsey Insurance Agency

When it comes to protecting government entities and municipalities, you need more than an insurance provider — you need a partner who understands the public sector. At Dorsey Insurance Agency, we bring decades of experience and a community-first approach to every policy we design.

Public Sector Expertise – We understand the risks unique to municipalities, from infrastructure protection to law enforcement liability.
Independent & Unbiased – As an independent agency, we compare policies from multiple carriers, including those specializing in government coverage, to deliver the best solutions.
Decades of Trust – Since 1946, we’ve built a reputation for reliability, serving Louisiana communities and government clients nationwide.
Local Commitment, National Reach – Proudly rooted in Acadiana and licensed in all 50 states, we offer the personal attention of a local agency with access to nationwide resources.
Responsive Support – Our dedicated team is available when you need us most.